Successful Projects We have helped tens of thousands of clients achieve their financial goals 案例故事分享 《二次置业资金周转不灵？“换房神器”可以帮到您》 2024年悉尼房价上涨8.1% 张先生换学区房遇资金难题 通过融侨过桥贷款 三天内获批缓解资金压力 顺利购房并卖旧房 轻松化解困境 阅读更多 Property address Eastwood，NSW， 2122 Loan amount $2,800,000 Approval Time 1 Day Loan type Construction Loan LVR 60% Loan term 12 months After obtaining DA approval, our client swiftly secured low-cost building materials with our financial assistance, locking in prices before the rise in construction costs. They built four brand-new Duplexes, racing against time to control costs and achieve considerable profits. Property address East Killara, NSW, 2071 Loan amount $3,200,000 Approval Time 1 Day Loan type Residential loan LVR 40% Loan term 6 months / Property address Cobbitty, NSW, 2570 Loan amount $42,000,000 Approval Time 3 Days Loan type Commercial loan LVR 50% Loan term 12 months / Property address West Pennant Hills , NSW, 2125 Loan amount $3,200,000 Approval Time 1 Day Loan type Construction loan LVR 55% Loan term 12 months / Property address Bellevue Hill, NSW, 2023 Loan amount $3,500,000 Approval Time 1 Day Loan type Second Mortgage LVR 55% Loan term 3 months / Property address Hunters Hill, NSW, 2110 Loan amount $3,600,000 Approval Time 1 Day Loan type Residential Loan LVR 55% Loan term 12 months Travel enthusiast Mr. A faced an urgent property settlement notice after buying a waterfront mansion, needing completion in two weeks. Rongqiao Loans swiftly intervened with a unique loan solution, ensuring a smooth purchase and preventing a 10% deposit loss. Property address Lindfield, NSW, 2070 Loan amount $2,000,000 Approval Time 1 Day Loan type Residential loan LVR 45% Loan term 6 months / Property address St Kilda, VIC, 2219 Loan amount $4,500,000 Approval Time 2 Days Loan type Commercial loan LVR 60% Loan term 12 months / Property address Yatala, QLD, 4207 Loan amount $1,800,000 Approval Time 1 Day Loan type Construction loan LVR 50% Loan term 12 months / Property address Woolwich, NSW, 2110 Loan amount $1,800,000 Approval Time 1 Day Loan type Second Mortgage LVR 40% Loan term 6 months / Property address Wagga Wagga, NSW, 2650 Loan amount $3,250,000 Approval Time 2 Days Loan type Commercial Loan LVR 60% Loan term 12 months Navigating complex commercial loan collateral, our team crafted tailored loan solutions, aiding our client's business in acquiring the property and facilitating rapid growth. Together, we propel your business to new heights with commercial loans. Property address Oatley, NSW 2223 Loan amount $890,000 Approval Time 3 Hours Loan type Residential loan LVR 60% Loan term 9 months / Property address Miranda, NSW 2228 Loan amount $1,200,000 Approval Time 1 Day Loan type Commercial loan LVR 58% Loan term 12 months / Property address Greenacre, NSW 2190 Loan amount $2,600,000 Approval Time 1 Day Loan type Construction loan LVR 60% Loan term 12 months / Past Investment Cases Property address Tarneit VIC 3029 Return on investment 8%pa Property introduction: The land is located on the outskirts of Tarneit, on the Melbourne Metropolitan West Growth Corridor, about 26 kilometres from Melbourne’s central business district. The southern part of the Tarneit district mainly develops the residential industry. It is one of the fastest-growing areas in Melbourne. It is close to all the conveniences of Werribee and Hoppers Crossing, and you can reach the harbour in a short drive. With the migration of Melbourne, the future development potential is great, and it is loved by investors. LVR 54% Property address Macquarie Park, NSW 2113 Return on investment 8%pa Property introduction: The property is located in the northern suburbs of Sydney, 15 kilometres from the center of Sydney. It is only 10 minutes from Macquarie’s shopping mall and Woolworths supermarket. The surrounding life has convenient transportation and is favored by housing investors. LVR 54% Property address Merrylands, NSW 2160 Return on investment 8%pa Property introduction: Located in the west of Sydney, about 26 kilometres from the city center, it belongs to the Holroyd Council. Together with Parramatta and Granville, it constitutes the "three hot spots in the west" of the Sydney property market. The transportation is convenient and the infrastructure is perfect. It takes only 5 minutes to drive to the largest shopping center in Merrylands and 2 minutes to drive to the nearby Holroyd Private Hospital. The park has a high green area. LVR 60%

Investment Application Form Overseas Union Finance Pty Ltd (ABN 68 082 155 557) holds a special operating loan license issued by the Australian government (ACL 405636). Its products mainly consist of Rongqiao Loans and Rongqiao Funds. The company adheres to the business philosophy of "Professionalism, Integrity, Flexibility, Simplicity, and Win-Win", leveraging its platform to aggregate resources, select high-quality projects, enhance value professionally, and open up value-added space. Wealth Advisory Investment Management Asset Management Customized Services Name Email Phone Leave us a message... Submit

澳洲银行持续高息 房地产开发商绝地逢生 澳洲银行持续高息，原来这样做就可以逆风翻盘？！最近周围小伙伴们被银行的持续高息弄得头都大了，澳洲维持4.35%的基础利率已经达到10个月的时间。 主人公小林，作为当地备受认可的房地产开发商，遇到了前所未有的挑战。原本他的项目进展顺利，但澳大利亚储备银行一直维持高基础利率，并且其开发的公寓楼盘，也进入了销售停滞期，市场公司的现金流也因此出现了问题。更糟糕的是，他一直以来合作的银行没有提供任何帮助，反而釜底抽薪。开始催促他尽快偿还各种建筑贷款。一边是销售不出去的公寓房，一边是需要立即还款的银行。小林压力非常大，急需一笔资金做为过渡。 后来通过朋友的推荐，他找到了融侨过桥贷款团队为他提供了一种灵活的融资方案。小林将未售出的尾盘楼宇全部抵押给他们，其中包括 Liverpool 新开发的房产，采用“卖一套解押一套”的方式，确保他能够稳步释放资金，保持项目的现金流充裕。令他没有想到的是融侨过桥贷款的响应非常迅速，仅用了不到三天的时间，他就成功贷款了400万澳币。这笔资金及时注入，整体项目的持续运营。 融侨过桥贷款以其卓越的服务赢得了客户的信赖，提供了个性化的贷款方案，24小时内的贷款预批，放款不超过 72小时。此外，融侨过桥贷款还承诺“不成功不收费”，帮助像小林这样的房地产开发商客户在关键时刻解决资金难题，顺利解决了他们的燃眉之急。 返回成功案例

Loan Application Form Overseas Union Finance Pty Ltd (ABN 68 082 155 557) holds a special operating loan license issued by the Australian government (ACL 405636). Its products mainly consist of Rongqiao Loans and Rongqiao Funds. The company adheres to the business philosophy of "Professionalism, Integrity, Flexibility, Simplicity, and Win-Win", leveraging its platform to aggregate resources, select high-quality projects, enhance value professionally, and open up value-added space. Commercial Loan Construction Loan Residential Loan Second Mortgage Loan Name Email Phone The type of loan you are inquiring about? Submit

Become a Preferred Partner: Expand Your Service Offering If you have abundant high-quality customer resources, we warmly welcome you to discuss win-win cooperation with us. If your clients require customized loan solutions, you can also refer them to us to earn generous commissions. Get in Touch Our Services Residential Loan Catering to those looking to buy property in Australia and Australian residents facing short-term financial challenges, offering loans against legally owned properties. Commercial Loan Rongqiao commercial loans offer financial support for businesses aiming to expand or undertake major investments like acquiring production equipment or property, through mortgages on their premises or owned assets. Construction Loan Construction loans are suitable for developers facing short-term cash flow issues during development and construction. In recent years, with the overall tightening of bank loans, Rongqiao offers more flexible financing solutions tailored to the specific needs of developers. Subprime Loan A second mortgage is a loan taken out on a property that is already mortgaged. The repayment of this loan is prioritized after the first mortgage. Consequently, it carries a higher risk and usually has a higher interest rate compared to the primary mortgage loan. Learn More High Commissions Earn Generous Commissions with Successful Referrals No Additional Work Required We Can Assist You in Communicating with Clients to Obtain Documents Fast Commission Payments Fast Commission Payment Upon Deal Closure Full Transparency Real-Time Updates on Loan Progress Get in Touch Now View Our Services Who We Are Overseas Union Finance PTY LTD (ABN 68 082 155 557), holds a special operating license (ACL 405636) and an Australian financial license (AFSL 442901) issued by the Australian government. We are a mature company with a wealth of professional experience in local and cross border investments, our main products are OUF loans and funds. With an excellent track record in loan management and risk control experience, our dedicated loans team is committed to providing short-term mortgage bridge loans, construction loans and commercial loans to both Australians and oversea investors. We aim to solve the urgent needs of our customers by providing them with sufficient capital flow to achieve their goals. Our veterans in the funds' department have helped managed over billions of dollars, helping stimulate the Australia economy across multiple industries. Our motto to become the one-stop solution for personalised asset and financial management provides our customers with a unique customised experience. This fund provides our investors with an exceptional opportunity to participate in the Australian real estate market whilst ensuring generous returns on investments. About Us 01 24-hour Pre-approval, 72-hour Disbursement One of our core advantages is our ability to swiftly respond to customer needs and provide a rapid approval process. In this fiercely competitive market, we understand that time is money. Therefore, we employ optimized processes to ensure you and your clients can obtain loan approval in the shortest possible time, accelerating the transaction process. 02 Transparent Communication and One-on-One Service We promise to deliver comprehensive transparency in our services. From loan application to final approval, you will be fully informed about every step of the process. Our team is committed to maintaining open communication channels, ensuring you receive adequate information support at every stage, empowering you and your clients to make well-informed decisions with confidence. 03 Customized Loan Solutions We understand that each customer's needs are unique, which is why we offer customized loan solutions to meet various business and personal requirements. Our team works closely with you to understand your specific circumstances and designs the most suitable loan package to help you achieve business growth and customer satisfaction. Partnership Application Form Become Our Partner First Name Last Name Email Phone Leave us a message... Submit

Your loan application has been successfully submitted! Thank you for choosing our services. Our team will process your application as soon as possible and reach out to you at the earliest convenience. If you have any questions or need further assistance, please feel free to contact us. Once again, thank you for your trust and support! Wishing you all the best!

Rongqiao Loan Services We provide comprehensive and professional financial solutions with a sincere service attitude, tailoring the best investment plan based on your specific circumstances. Loan application process Fill out the loan application form Loan specialist to contact you Quick pre-approval Residential loan Aussies who cannot obtain bank loans due to short term capital turnover issues, oversea people who wish to invest in Australian properties, OUF has a solution for you. Learn More Apply Now Commercial Loan Want to expand your business or purchase large scale equipment? Businesses can apply now for financial support through our Commercial bridge loans. Learn More Apply Now Construction loan Developers who need a short-term financial injection for project development and construction work can seek out OUF’s flexible financing solutions customisable around individual needs. Learn More Apply Now Second Mortgage Loan These loans obtained on mortgaged properties, which are behind initial loans; therefore, they have higher risks and higher interest rates than first mortgage. Learn More Apply Now

Overseas Union Finance We provide comprehensive and professional financial solutions with a sincere service attitude, tailoring the best investment plan based on your specific circumstances. About Us Overseas Union Finance Pty Ltd (ABN 68 082 155 557) holds a special operating loan license issued by the Australian government (ACL 405636). Its products mainly consist of Rongqiao Loans and Rongqiao Funds. The company adheres to the business philosophy of "Professionalism, Integrity, Flexibility, Simplicity, and Win-Win", leveraging its platform to aggregate resources, select high-quality projects, enhance value professionally, and open up value-added space. The management team of OUF Loan possesses years of mature experience in local loan management and risk control in Australia, dedicated to providing short-term property mortgage bridge loans, construction loans, and commercial loans to local residents and overseas investors in Australia, while offering financing and credit services to enterprises. Rongqiao Loans always adheres to innovative concepts, breaking traditional barriers, quantifying risk control, and overall platform management, providing customers with open and personalized product customization. We cherish every customer's trust and strive to provide high-quality credit services with a focus on instant, secure, professional, flexible, and efficient concepts, aiming to reduce your financing costs and improve financing convenience while delivering high-quality financial services. OUF Fund has partnered with several renowned financial institutions and fund companies in Australia, managing billions of Australian dollars in funds jointly. Different from traditional financial institutions, we start from the customer's standpoint and provide professional selection, asset allocation, and investment management services for various investment products such as commercial and residential real estate from an independent and objective perspective. We aim to create satisfactory investment returns for investors and achieve deep integration of resources. By investing in Rongqiao Fund, investors can participate in the investment opportunities of Australian real estate bonds and share the returns from Australian property investments. We Believe Integrity Professionalism Flexibility Fast Win-Win Customization Company Address Sydney, NSW (Head office) ： Suite36.04 201 Elizabeth, Street, Sydney NSW 2000

二次置业资金周转不灵？ “换房神器”也许可以帮到您！ 2024年悉尼房价在过去12个月平均上涨了8.1%，尤其是学区房的需求大幅飙升。然而，面对持续走高的房价和银行审批时间的拉长，许多二次置业或者房产置换的家庭陷入了资金周转的困境。今天要分享一个真实案例，如何通过一个特殊的“换房神器”来成功化解了购房压力，顺利买到了心仪的学区房。 10年前张先生大学毕业后在悉尼Zetland买了一套3房2卫的apartment作为婚房，当时贷款额度为50万澳币，现贷款已经全部还清。如今家里第二个宝宝即将降生，并且家里的老人也会来悉尼帮忙带孩子。所以这对夫妇考虑换一个大house并且是学区房，开始人生的下一个阶段。前些日子他们看上一套位于Beecroft的学区房价值330万澳币左右的house，他需要出手现在的公寓，才有足够的资金支持拿下这栋新房。但是，由于Beecroft属于很好的校区，很多人都在抢这个房产。张先生一家并没有足够的时间去卖掉现住的apartment.眼睁睁看着心仪的房产，就是因为资金的周转问题，导致购买失败，张先生十分苦恼。 后来通过朋友的推荐，他找到了融侨过桥贷款团队为他提供了一种灵活的融资方案。张先生将Zetland的公寓抵押给他们。令他没有想到的是融侨过桥贷款的响应非常迅速，仅用了不到三天的时间，就立即放款，缓解了张先生的资金周转问题。而张先生在买下Beecroft房产后3个月，也卖掉了 Zetland 公寓。还清了过桥贷款。整个过程中他只支付了3个月的利息。 融侨过桥贷款以其卓越的服务赢得了客户的信赖，提供了个性化，灵活的贷款方案，24小时内的贷款预批，放款不超过 72小时。此外，融侨过桥贷款还承诺“不成功不收费”，帮助像张先生的这样的继续资金周转在关键时刻解决资金难题，顺利解决了他们的燃眉之急。 返回成功案例

Commercial Loan Rongqiao commercial loans are tailored for business borrowers aiming to expand their operations or undertake significant investment activities, such as purchasing production equipment, office spaces, warehouses, etc. These loans provide financial support by leveraging the borrower's business premises or properties owned by the borrower as collateral. View Other Services What is a commercial loan? A commercial loan refers to a loan provided to businesses or merchants for purposes such as working capital, expansion, purchasing equipment, improving infrastructure, and other commercial activities. The characteristics of commercial loans include: Purpose-specific: The use of commercial loans is typically limited to business activities, such as expanding operations, acquiring fixed assets, or supplementing working capital. Diverse terms: Commercial loan terms vary widely depending on the type of loan and its purpose, ranging from a few months to 18 months. Larger amounts: Compared to personal loans, commercial loans typically involve larger amounts to meet the needs of businesses. Collateral requirement: To mitigate risk, we require businesses to provide real estate collateral. Commercial real estate mortgage If you need to purchase commercial real estate or already own commercial property that requires renovation, expansion, or refinancing, you can contact us to customize a loan solution tailored to your needs. Apply Now Why Choose Us Customized Customer First Fast Approval Fully Transparent Personalized Service Latest Success Projects Property Address Wagga Wagga, NSW, 2650 Loan Amount $3,250,000 Approval Time 2 Days Loan Type Commercial Loan LVR 60% Loan Term 12 Months The complexity of commercial loan collateral requires a tailored approach. Our team customizes commercial loan solutions, assisting businesses in acquiring properties and achieving rapid growth. Let's join hands, and our commercial loans will propel your business to new heights. Property Address Cobbitty, NSW, 2570 Loan Amount $42,000,000 Approval Time 3 Days Loan Type Commercial Loan LVR 50% Loan Term 12 Months / Property Address St Kilda, VIC, 2219 Loan Amount $4,500,000 Approval Time 2 Days Loan Type Commercial Loan LVR 60% Loan Term 12 Months / Property Address Miranda, NSW, 2228 Loan Amount $1,200,000 Approval Time 1 Day Loan Type Commercial Loan LVR 58% Loan Term 12 Months / Learn More Rongqiao Loan Application Form Apply Now

创业资金告急 融侨72小时极速救援 今天要分享一个留学生创业的真实案例。2021年，主人公小张是一名刚刚从悉尼大学毕业的留学生，他满怀激情的在悉尼创业成立了一家房地产开发公司。家族给他了300万的启动资金，帮助他全额购买了位于悉尼西区的一块开发用地。 随着项目的推进，到2024年3月份，公司遇到了资金的瓶颈，急需180万的新资金的注入。否则资金的短缺可能会让他的前期努力付诸东流。于是，小张决定向银行申请贷款。但是由于他是新的房产开发商，并未通过银行针对建筑公司贷款的审核。澳洲各大银行均拒绝了小张的贷款申请。眼看着资金缺口越来越大，小张的房地产开发工程已经陷入了停工的状态。 就在他一筹莫展的时候，他想到了朋友曾经提到过的融侨过桥贷款。抱着试一试的态度，小张迅速与融侨过桥贷款团队取得联系，并将他在悉尼位于Burwood的house作为抵押。令他没有想到的是融侨过桥贷款的响应非常迅速，仅用了不到三天的时间，他就成功贷款了180万澳币。这笔资金及时注入，确保了他的房地产项目重新开工。 融侨过桥贷款以其卓越的服务赢得了客户的信赖，提供了个性化的贷款方案，24小时内的贷款预批，放款不超过 72小时。此外，融侨过桥贷款还承诺“不成功不收费”，帮助像小张这样的在澳创业的客户在关键时刻解决资金难题，顺利解决了他们的燃眉之急。 返回成功案例

Residential Loan Mainly serving non-overseas individuals looking to purchase property in Australia, or Australian residents facing short-term cash flow problems unable to obtain loans from banks. Loans are obtained by mortgaging properties with legal ownership and control rights. View Other Services What is a bridge loan? A bridge loan is a short-term loan, typically with a term not exceeding one year, used to bridge the gap in funds between selling an old property and purchasing a new one. This type of loan allows homebuyers to efficiently upgrade to a new property before selling their current residence. Characteristics of bridge loans: Short-term Nature: Bridge loans typically have short terms, ranging from a few months to a year. High Interest Rates: Due to their short-term and higher risk nature, bridge loans generally carry higher interest rates compared to traditional mortgage loans. Quick Access to Funds: Bridge loan approval and funding processes are fast, aiding in expedited home purchases. Cash Flow Assistance: Helps address cash flow issues when selling old property and purchasing new ones, enabling buyers to seize market opportunities. When might you need a bridge loan? You have found your ideal new home, but your current residence has not been sold yet. There is an unmissable buying opportunity in the market that requires immediate action. The seller demands a quick transaction, but your funds are not yet available. Apply Now Why Choose Us Customized Customer First Fast Approval Fully Transparent Personalized Service Latest Success Projects Property Address Hunters Hill，NSW，2110 Loan Amount $3,600,000 Approval Time 1 Day Loan Type Residential Loan LVR 55% Loan Term 12 Mouths Our esteemed client, Mr. A, is an avid traveler. Recently, he set his sights on a waterfront mansion in Hunters Hill, which he immediately fell in love with and promptly signed a contract, putting down a 10% deposit. To celebrate his new home purchase, he decided to venture into the ocean, immersing himself in the holiday sun and relaxation. However, after the dreamy vacation, Mr. Zhang unexpectedly received a special "Christmas gift" – a notice to complete from the seller's lawyer. Shockingly, he was required to complete the purchase within a mere two weeks! Mr. Zhang instantly felt the thrill and excitement of adventure. But he refused to succumb to the challenge. He swiftly assembled a formidable team – Rongqiao Loans. Our team responded promptly, crafting a unique loan solution for him, swooping in like superheroes, and resolving his home-buying dilemma just in time. At the critical moment, we not only provided fast pre-approval but also swiftly submitted the necessary documents, ensuring Mr. Zhang completed the purchase on schedule before the completion deadline, perfectly avoiding the risk of losing his 10% deposit. This was not just a home purchase; it was an adventure. In this journey filled with unknowns, having a powerful financial partner was like having a guide for Mr. Zhang, leading him from the comfort of vacation to the transformation into a homeowner with dreams fulfilled. Property Address East Killara, NSW, 2071 Loan Amount $3,200,000 Approval Time 1 Day Loan Type Residential Loan LVR 40% Loan Term 6 Months / Property Address Lindfield, NSW, 2070 Loan Amount $2,000,000 Approval Time 1 Day Loan Type Residential Loan LVR 45% Loan Term 6 Months / Property Address Oatley，NSW，2223 Loan Amount $890,000 Approval Time 3 hours Loan Type Residential Loan LVR 60% Loan Term 9 Months / Learn More Rongqiao Loan Application Form Apply Now