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Second home purchase funds are not turning over smoothly? “Room Changing Tool” may be able to help you! Sydney house prices in 2024 have risen by an average of 8.1% in the past 12 months, especially the demand for school district housing has soared. However, faced with rising house prices and prolonged bank approval time, many families who are looking to buy a second home or replace a property have fallen into a dilemma of capital turnover. Today I want to share a real case, how to successfully resolve the pressure of buying a house through a special "house-changing artifact" and successfully buy the desired school district house. Ten years ago, after graduating from university, Mr. Zhang bought a 3-bedroom, 2-bathroom apartment in Zetland, Sydney as a wedding house. The loan amount was 500,000 Australian dollars at the time, and the loan has now been fully repaid. Now the second baby in the family is about to be born, and the elderly in the family will also come to Sydney to help take care of the child. So the couple is considering changing to a larger house and a school district house to start the next stage of life. A few days ago, they saw a school district house in Beecroft worth about 3.3 million Australian dollars. He needs to sell his current apartment to have enough funds to buy this new house. However, because Beecroft is in a very good school district, many people are scrambling for this property. Mr. Zhang's family does not have enough time to sell the current apartment. Watching the favorite property fail to buy because of the problem of capital turnover, Mr. Zhang is very distressed. Later, through the recommendation of a friend, he found the Rongqiao Bridge Loan team to provide him with a flexible financing plan. Mr. Zhang mortgaged his Zetland apartment to them. What he didn't expect was that Rongqiao Bridge Loan responded very quickly. It took less than three days to immediately release the loan, alleviating Mr. Zhang's capital turnover problem. And three months after buying the Beecroft property, Mr. Zhang also sold the Zetland apartment and paid off the bridge loan. During the whole process, he only paid three months of interest. Rongqiao Bridge Loan has won the trust of customers with its excellent service, providing personalized and flexible loan solutions, loan pre-approval within 24 hours, and loan disbursement within 72 hours. In addition, Rongqiao Bridge Loan also promises "no success, no fee", helping people like Mr. Zhang to continue to turn over funds and solve funding problems at critical moments, successfully solving their urgent needs. Back to Success Stories

Rongqiao Loan Services We provide comprehensive and professional financial solutions with a sincere service attitude, tailoring the best investment plan based on your specific circumstances. Loan application process Fill out the loan application form Loan specialist to contact you Quick pre-approval Residential loan Aussies who cannot obtain bank loans due to short term capital turnover issues, oversea people who wish to invest in Australian properties, OUF has a solution for you. Learn More Apply Now Commercial Loan Want to expand your business or purchase large scale equipment? Businesses can apply now for financial support through our Commercial bridge loans. Learn More Apply Now Construction loan Developers who need a short-term financial injection for project development and construction work can seek out OUF’s flexible financing solutions customisable around individual needs. Learn More Apply Now Second Mortgage Loan These loans obtained on mortgaged properties, which are behind initial loans; therefore, they have higher risks and higher interest rates than first mortgage. Learn More Apply Now

Australian banks continue to hold high interest rates, real estate developers are on the brink of survival Australian banks continue to have high interest rates. So this is how you can turn the tide? ! Recently, my friends around me are overwhelmed by the continued high interest rates of banks. Australia has maintained a base interest rate of 4.35% for 10 months. The protagonist Xiaolin, as a well-recognized local real estate developer, encountered unprecedented challenges. His project was originally progressing smoothly, but the Reserve Bank of Australia has maintained a high base interest rate, and the apartment buildings he developed have also entered a period of stagnation in sales, which has caused problems with the cash flow of the market company. To make matters worse, the bank he has been working with did not provide any help, but instead cut off the source of funds. It began to urge him to repay various construction loans as soon as possible. On one hand, there are apartments that cannot be sold, and on the other hand, there are banks that need to be repaid immediately. Xiaolin is under great pressure and urgently needs a sum of money as a transition. Later, through the recommendation of a friend, he found the Rongqiao Bridge Loan team, which provided him with a flexible financing plan. Xiaolin mortgaged all the unsold buildings to them, including the newly developed properties in Liverpool, using the method of "selling one house and releasing one house" to ensure that he could steadily release funds and maintain sufficient cash flow for the project. What he didn't expect was that Rongqiao Bridge Loan responded very quickly. In less than three days, he successfully borrowed 4 million Australian dollars. This fund was injected in time to ensure the continued operation of the overall project. Rongqiao Bridge Loan has won the trust of customers with its excellent service, providing personalized loan solutions, loan pre-approval within 24 hours, and loan disbursement within 72 hours. In addition, Rongqiao Bridge Loan also promises "no success, no fee", helping real estate developers like Xiaolin solve funding problems at a critical moment and successfully solving their urgent needs. Back to Success Stories

Construction Loan Construction loans are suitable for developers who encounter short-term liquidity issues during development and construction, such as the need for working capital. In recent years, bank loans have generally tightened. Rongqiao Financial Group provides more flexible financing solutions based on the specific needs of developers.。 View Other Services What is a construction loan? A construction loan, also known as a development loan, is specifically designed to finance new construction projects or large-scale renovation projects. These loans are typically used for the construction of residential, commercial, or industrial properties. If you already own a piece of land and are planning to develop it, requiring financial support, feel free to contact us at any time to discuss loan options. Characteristics of construction loans: Short-term: Construction loans are typically short-term, with loan terms usually around one year, which is sufficient to complete the construction project. Staged disbursement: Loan funds are not disbursed all at once but released in stages based on the progress of the project. Interest payment method: During the construction period, borrowers typically only need to pay interest, while the repayment of the principal begins after the construction is completed. Considerations when applying for a construction loan: Project budget: Ensure that the project budget is detailed and realistic, including all expected construction costs and additional expenses. Construction plan: Detailed construction schedules and plans need to be provided to demonstrate the feasibility and expected progress of the project. Borrower qualifications: Our risk management department will assess the borrower's (usually developers or individual investors) credit history, financial status, and project experience. Real estate and construction permits: The project must have proper land use rights and all necessary construction permits. Apply Now Why Choose Us Customized Customer First Fast Approval Fully Transparent Personalized Service Latest Success Projects Property Address Eastwood，NSW，2122 Loan Amount $2,800,000 Approval Time 1 Day Loan Type Construction Loan LVR 60% Loan Term 12 Months In the past two years, the construction industry has been hit by waves of material price increases, becoming an economic storm that has left countless builders in despair. Amidst this crisis, many builders face a difficult choice: whether to pay material deposits in advance to lock in lower prices. However, the cumbersome approval process and lengthy disbursement period of bank loans fail to meet the urgent needs of the industry. Six months ago, a builder constructing duplexes in the bustling Eastwood area sought our assistance at Rongqiao Loans. Facing the urgent need for funds, we provided efficient approval within 24 hours and disbursed funds within a week, ensuring that the construction progress was not hindered. With the support of Rongqiao Loans, the builder not only locked in materials at lower prices but also swiftly initiated the next phase of the project and purchased an adjacent plot of land. They said: Rongqiao Loans gave them the confidence to complete the project! At a critical moment, we are not just a platform providing funds but also a strategic partner you can trust. Recently, a builder successfully auctioned off two duplexes constructed with OUF's financial support at a high price. They not only gained substantial profits from the project but also quickly embarked on the next project—constructing on another adjacent plot of land. Once again, the builder chose Rongqiao Loans, and we successfully prepared funds within an urgent timeframe, living up to expectations with professional and swift service, becoming a reliable assistant in the builder's career development. Rongqiao Loans takes pride in meeting clients' rapid and flexible financing needs. We not only provide swift financial support but also prioritize establishing long-term cooperative relationships with clients, safeguarding their business development. We tailor loan solutions to your specific needs. Through our services, builders not only gain substantial profits from projects but also share in our mutual success.Rongqiao Loans looks forward to joining hands with you to create a brilliant future. If you have similar funding needs, we will always provide professional and efficient services to help your business soar. Property Address West Pennant Hills , NSW, 2125 Loan Amount $3,200,000 Approval Time 1 Day Loan Type Construction Loan LVR 55% Loan Term 12 Months / Property Address Yatala, QLD, 4207 Loan Amount $1,800,000 Approval Time 1 Day Loan Type Construction Loan LVR 50% Loan Term 12 Months / Property Address Greenacre, NSW, 2190 Loan Amount $2,600,000 Approval Time 1 Day Loan Type Construction Loan LVR 60% Loan Term 12 Months / Learn More Rongqiao Loan Application Form Apply Now

Rongqiao Events Explore our journey of excellence in the financial field, where each event embodies our commitment to excellence and innovation, bringing not only business insights but also unforgettable social experiences to our clients and partners. 19.05.2024 2023 Rongqiao Cup Tennis Grand Prix The ACTC Rongqiao Cup Chinese Tennis Grand Prix concludes successfully! After fierce battles on the court and thrilling excitement, the singles and doubles tennis feast comes to a perfect end. 04.12.2023 2023 Rongqiao Cup Tennis Grand Prix The ACTC Rongqiao Cup Chinese Tennis Grand Prix concludes successfully! After fierce battles on the court and thrilling excitement, the singles and doubles tennis feast comes to a perfect end. 12.11.2023 2023 Rongqiao Youth Charity Golf Invitational 2023 Rongqiao Youth Charity Golf Invitational: Ignite dreams with the power of the swing, empowering charity. Youth strong, families thrive! 27.10.2023 2023 Rongqiao Cup Golf Elite Private Event The beginning of November marks a special day for Rongqiao Financial Group as we step towards an even more exciting future! At that time, we will host our annual extraordinary Golf Elite Private Event! 29.10.2023 Cosyeasy Yacht Party Rongqiao Financial Group will lead you into an extraordinary yacht cocktail party, a meeting of quality and luxury. Together, under the setting sun, we will share unforgettable moments with our peers! 09.11.2023 Real Estate Elite Forum Rongqiao Financial Group cordially invites our members to attend our highly anticipated Australian Real Estate Elite Forum and the 2023 Annual Dinner! ​ 17.09.2023 2023 Sydney Marathon Running Group Chase your dreams with "Rongqiao Financial" on this vibrant and challenging Sunday, as the globally renowned Sydney Marathon reignites passion in the Southern Hemisphere! 22.05.2023 Guan Wei Art Exhibition Rongqiao Financial Group invites you to explore the endless possibilities of art. Guan Wei's works blend tradition and modernity, with each painting telling a unique story. Join us for a feast of vision and thought! ​ 14.05.2023 2023 Rongqiao Cup Provincial Tennis Tournament The 2023 Rongqiao Cup Provincial Tennis Tournament is on its way. It's not just about competition, but also showcasing skills and team spirit among players from different provinces.