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公司简介 About OUF

Overseas Union Finance (Aust.) Pty. Ltd is an independently owned, rapidly growing Australian non-bank lender with the Australian Credit Licence (ACL) Number of 405636.

As a subsidiary of the RongQiao Investments Pty Ltd, OUF has a group of professional with experience in Australian mortgage business and risk control. We are familiar with Australian regulations and have built an excellent image in the market.

OUF dedicates to building a comprehensive platform for investors and home buyers, activating idle capital and financing your investment. Targeting demanders in capital storage, OUF provides collateralised mortgage based financial services in forms of business to business (B2B) and peer to peer (P2P). 

This module is mainly functioning in the way of taking borrowers’(or guarantors’)   legally owning properties, lands, cars and retails as the collateral. After acquiring a professional valuation report from the third party, OUF could allocate the fund you applied for in a short time by the evaluated value.

If you already put your property on the bank loan, OUF can still provide you with a  refinancing for the remaining value of your property on a pro rata basis and ultimately activate your property. For the borrowers with a complex financial situation and who do not meet the standard bank policy, OUF will particularly help them come over these financial strains.

Compared to the bank and some other traditional loan approaches, OUF takes a great pride of advantages as follows:

1) Easy application process

When you get sick of the endless and time-consuming approval process with bank loan application, OUF will issue you an approval immediately as long as you have qualified collateral.

2) Fast capital allocation

Backed up by the RongQiao Investments Pty Ltd, OUF could allocate your money within the soonest two working days.

3) Flexible loan options

The borrowers can choose the most suitable borrowing amount, loan term, periods and repayment method by your repayment capacity.

4) Lower composite costs

Reasonable charges and proper interest rates significantly lower the composite costs of loans.

       

       澳大利亚融侨小额贷款公司(Overseas Union Finance (Aust.) Pty. Ltd 成立多年,执有澳洲政府颁发的特殊经营贷款执照:405636。

       融侨小额贷款公司为澳大利亚融侨金融投资集团公司的下属子公司。融侨小额贷款公司的管理团队拥有多年成熟的澳大利亚当地小额贷款业务管理和风险控制经验,熟知澳洲贷款法律法规,在业界享有极好口碑。

       融侨小额贷款公司致力于搭建专业、诚信平台。让好的项目不缺资金,让闲置的资金 安全增值!

       融侨小额贷款公司针对资金短期需求者推出的是基于物权抵押借款的"公司对公司" "公司对个人"的快速抵押贷款服务。

       您只要拥有充足的抵押物,融侨小额贷款公司即可协助您快速融到急需的周转资金。

        该模式主要通过借款者(或权益担保人)所拥有的合法且证件齐全的私人或商业物业,房屋,土地,店铺或汽车等作为抵押物,在抵押物获得第三方专业评估之后,根据评估报告的价值,短时间内即可由融侨小额贷款公司向您提供所需资金。

        若您的房产已做了银行抵押贷款,还可用银行抵押之后的剩余价值再做二次抵押,获得相应比例的借款,最大程度激活您的资产。

        融侨小额贷款公司针对海外人士买房,无法获得银行贷款的人士,专门推出:融易贷 房产抵押贷款服务。

        现在需要成交的都是2013年左右购买的楼花,融易贷 产品简单的来说,就是客户出一定比例的首付,剩余的款项由融侨小额贷款公司来垫付,客户所购买的房产作为抵押物。

        融侨小额贷款公司让您能在第一时间获得所急需的款项,能帮您获得高于银行及其他机构的贷款额度,使抵押物的权益获得最大限度的利用。

        融侨小额贷款公司适合短期缺乏周转资金者、银行贷款无法批复者等各类资金需求人士。

        相对银行贷款、传统民间借贷等融资手段,我们的优势是:

1)手续更加便利

不同于银行的层层审批机制,只需提供的符合的抵押条件,便可直接进行交易。

2)资金到位快捷:

以融侨金融投资集团公司为依托,资金实力雄厚,独立经营,从受理到资金到账最快可第二个工作日完成,或当天就可安排快速转账到您指定的账户。

3)贷款方式灵活:

贷款者可根据自身偿还能力灵活决定借款额度、期限、付息还款方式、到期后是否延期等系列问题。

4)综合成本更低:

收费合理、利率适中(介于银行与典当行之间)使得贷款综合成本大大降低。

 

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